The foreign exchange reserves of the Central Bank of BiH at the end of February 2026 amounted to 18.09 billion KM and increased by 1.06 billion KM (6.2 percent) annually.
Total loans to domestic sectors at the end of February 2026 amounted to 29.22 billion KM and compared to the previous month, an increase in loans of 458.3 million KM (1.6 percent) was recorded.
According to data from the Central Bank of BiH, credit growth was registered in the household sector by 122.7 million KM (0.8 percent), in government institutions by 127.6 million KM (eight percent) and in non-financial private enterprises by 231.3 million KM (two percent).
A decrease in credit growth at the monthly level was registered in non-financial public enterprises by 13.3 million KM (1.7 percent) and in other domestic sectors by 10 million KM (2.6 percent).
The annual growth rate of total loans in February 2026 was 12.1 percent, nominally 3.15 billion KM. Annual growth of loans was registered in the household sector by 1.61 billion KM (12.4 percent), in private enterprises by 966.5 million KM (nine percent), in government institutions by 379.8 million KM (28.4 percent), in non-financial public enterprises by 133.3 million KM (20.6 percent) and in other domestic sectors by 63.3 million KM (20.4 percent).
Total deposits of domestic sectors at the end of February 2026 amounted to 37.47 billion KM and compared to the previous month, deposits increased by 165.3 million KM (0.4 percent).
The increase in deposits at the monthly level was registered with households by 284.7 million KM (1.4 percent), with non-financial public enterprises by 23.7 million KM (1.2 percent) and with other domestic sectors by 36.4 million KM (1.7 percent). In the same period, deposits decreased with private enterprises by 131 million KM (1.5 percent) and with government institutions by 48.5 million KM (1.1 percent).
In the structure of household deposits, the largest share refers to transaction accounts (50.8 percent), which are 2.1 percent higher than in the previous month, demand deposits (20 percent of total household deposits) are 0.7 percent higher, while time deposits (29.2 percent of total household deposits) are 0.7 percent higher.
The annual growth rate of total deposits in February 2026 was 10.8 percent, which is 3.65 billion KM in absolute terms. Annual growth in deposits was recorded in the retail sector by 2.07 billion KM (11.5 percent), in whose structure transaction accounts increased by 17.5 percent, demand deposits by 6.5 percent and time deposits by 5.1 percent.
Annual growth in deposits was also recorded in private enterprises by 874.8 million KM (11.1 percent), in government institutions by 550.4 million KM (13.8 percent), in non-financial public enterprises by 14.5 million KM (0.7 percent) and in other domestic sectors by 140.6 million KM (seven percent).
