Every Family in B&H has a loan of 6.500 BAM with the Banks; some raise Loans even if they do not need to
At the end of the first half of 2015, the total loans of commercial banks in B&H amounted to nearly 17.17 billion BAM, of which about 12.92 billion BAM are long-term and 4.25 billion BAM are short-term loans.
The portal Profitiraj.ba writes that it is 1.8 percent more than in June last year. The loans of the population that make up more than 44 percent of total loans at commercial banks in B&H contribute to the total loan growth.
Economic experts warn that BH citizens often take loans when it is not even necessary, thus recklessly entering into debt from which they cannot get out later.
The experts warn that a large number of citizens take loans to go on a holiday to another country, to change furniture or a car. The bankers say that some people take loans simply to have money to spend on enjoying that month.
(Source: nap.ba)
