Banking agency of the Federation of B&H claims that positive financial results have been accomplished on the level of the microcredit sector in B&H in the amount of 10,840 BAM. It is estimated from the report of the third quarter of 2012 that these results present 40% more accomplishment than in the previous year. The report also states that in comparison to the end of the previous year, by the end of this year there will be a mild improvement of the gross accounts of the microcredit organizations.