Banks in Bosnia and Herzegovina (BiH) recorded a net profit of 697.5 million BAM in the first nine months of this year, according to data from the entity banking agencies.
According to the data from the Banking Agency of the Republika Srpska (RS), the net profit of the banking sector amounts to 210 million BAM, which is 6.8 percent higher compared to the same period in 2024.
The gross balance sheet assets of the banking sector amount to 11.9 billion BAM, which is 730 million BAM or 6.5 percent higher than at the end of 2024. Total deposits at the banking sector level amount to 8.9 billion BAM, an increase of 588 million BAM or seven percent compared to the end of 2024.
Corporate deposits amount to 3.5 billion BAM, of which 1.7 billion BAM (49 percent) are deposits of private companies. Household deposits amount to 5.4 billion BAM, of which 2.8 billion BAM (52 percent) relates to individual savings, according to the statement from the Banking Agency of RS.
It is added that total gross loans amount to 7.1 billion BAM and have increased by 422 million BAM or 6.3 percent compared to the end of 2024.
Data from the Banking Agency of the Federation of BiH (FBiH) indicate that the net profit of the banking sector in the FBiH in the first nine months of this year amounted to 487.5 million BAM.
Further, it states that total deposits at the banking sector level amounted to 27.7 billion BAM, of which household deposits were about 13.9 billion BAM.
Deposits of private companies and enterprises amounted to 6.7 billion BAM, and government institutions’ deposits amounted to 3.7 billion BAM.
Total loans amounted to 20.6 billion BAM, of which 10.4 billion BAM were loans to households, and about 8.7 billion BAM were loans to private companies and enterprises.
This means that bank profits in RS increased compared to the same period last year, when they amounted to 197 million BAM, while in the FBiH they decreased, as they amounted to 494.85 million BAM in the first nine months of the previous year.
